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Helpful Links & Resources

The Free Application for Federal Student Aid (FAFSA) form to apply for financial aid for college or grad school.

FAFSA Tips

Tips & short videos shared by our Financial Services Office to help you answer most common questions while completing the FAFSA.

Pennco’s Financial Information Booklet – Our schools guide to Financial aid information.

Student Aid Website – Department of Education’s general information website regarding Financial Aid

Subsidized/Unsubsidized Master Promissory Note (MPN) – Direct Loan Info

Is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s). Unless your school does not allow more than one loan to be made under the same MPN, you can borrow additional Direct Loans on a single MPN for up to 10 years.

Entrance Counseling 

If you have not previously received a Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming. If you are completing entrance counseling to borrow a loan as a graduate or professional student, the entrance counseling will fulfill counseling requirements for Direct Unsubsidized Loans, and Direct PLUS Loans.

Exit Counseling 

Provides important information to prepare you to repay your federal student loan(s). If you have received a subsidized, unsubsidized, or PLUS loan under the Direct Loan Program or the FFEL Program, you must complete exit counseling each time you drop below half-time enrollment, graduate or leave school.

Financial Awareness Counseling 

Provides tools and information to help you understand your financial aid and assist you in managing your finances.

NSLDS (National Student Loan Database) Student Access 
Department of Education’s central database for student aid

Tax Benefits for Higher Education

The tax benefits can be used to get back some of the money you spend on tuition or loan interest or to maximize your college savings.

Paying for Education (mymoney.gov)
The Federal government’s website dedicated to helping Americans understand more about their money – how to save it, invest it, and manage it to meet their personal goals.

Interest rates for Direct Subsidized and Unsubsidized Loans First Disbursed on or After July 1, 2024, and Before July 1, 2025, is 6.53%.
Interest rates for Direct Parent PLUS Loans First Disbursed on or After July 1, 2024, and Before July 1, 2025, is 9.08%

‘I got it!!!!!I got it!’, Anthony said as he raced into the Career Services Office. He was talking about his new job. Hired by a former graduate of Pennco Tech, Anthony will begin his new career with a two-day OSHA training course.

Anthony Z. - Air Conditioning/Heating Graduate

I enjoyed all my teachers. They made it interesting and challenging. I enjoyed going back to school at the age of 48! Career Services was a big help to me. Danielle was great. She helped me with my resume and showed me how to apply. I got the job with Dietz and Watson! Pennco Tech was the right choice for me as I get ready to start my career.

Mark E. - Electrician Graduate

I just wanted to say thank you again for all your help…I just got a full time job at Kennedy Healthcare in Stratford, NJ as a Patient Services Representative. Thank you again.

Maria Z. - Medical Assisting Administrative Graduate
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